Estate planning study with leather chair, desk lamp, and documents — James K. Boyles, CLU, CFS
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James K. Boyles, CLU, CFS

Estate Planning Author & Expert Reviewer
CLU — Chartered Life Underwriter CFS — Certified Fund Specialist FL 2-15 Licensed

With more than 40 years of experience in insurance and financial services, James K. Boyles helps families understand how estate planning protects what they've worked a lifetime to build. He is the author of seven books in the Consumer's Guide to Estate Planning series and serves as an expert reviewer for Legacy Assurance Plan's library of estate planning articles.

James holds the Chartered Life Underwriter (CLU) and Certified Fund Specialist (CFS) designations and maintains a Florida 2-15 Life, Health, and Variable Annuity license. He completes 50 hours of continuing education every two years, including required ethics coursework across all designations and licenses.

Areas of Expertise

Estate Planning

Helping families protect assets, plan for incapacity, and ensure their wishes are carried out through trusts, wills, and powers of attorney.

Asset Protection

Strategies for shielding family wealth from long-term care costs, Medicaid spend-down, and estate recovery — including Medicaid Asset Protection Trusts.

Retirement & Income Preservation

Coordinating life insurance, annuities, and asset diversification strategies to build cohesive retirement and estate plans.

Featured Book

A Consumer's Guide to Estate Planning Issues

What Every Family Needs to Know

The comprehensive guide to estate planning — covering wills, trusts, powers of attorney, probate, Medicaid planning, estate taxes, and more. Written for families, not lawyers. 25 chapters of practical guidance to help you protect your family, your assets, and your legacy.

View on Amazon All Books

Continuing Education (2026)

30 Hours Completed — March 2026

Courses verified through the Florida Department of Financial Services. All designations and licenses require ethics coursework.

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